See your rate
Adjust the sliders to see what your church would actually pay.
Giving volume, last 12 months
$1,000,000
Donors who cover the fee
30%
Assumes 30% of your donors choose to cover fees at checkout. Adjust it to match your church.
Given by bank transfer (ACH)
30%
Given as stock or DAF
5%
Starts at 5%, which is what churches actively promoting stock giving often see. Move it to match your own.
How your stock gifts arrive
When a donor's financial advisor initiates the transfer, the rate drops to 1%. That is the lowest non-cash rate in the category.
Average gift size
$300
Growth
Your blended processing rate
0.00%
Blended across standard cards, Apple Pay, Google Pay, ACH, stock and DAF, after 24% of your donors cover fees at checkout.
Estimated processing saving
$0
Against a platform charging 2.90% + $0.30 on cards and 1.00% + $0.30 on ACH. Processing only, no subscription on either side.
Stock and DAF gifts, compared with a commonly charged non-cash rate.
Most of a card fee is interchange and network assessments, paid to the card networks and the issuing bank rather than to Overflow. Your church pays that on any giving platform. What changes between platforms is the margin on top, and that is the part we publish.
Estimate, not a quote. Excludes American Express, cryptocurrency, onboarding and Tap hardware. See footnotes.
The numbers speak for themselves
- 12%Increase in giving per year after migrating to Overflow
- 109%Recurring giving value migrated
- 2.5xAverage donation through Overflow compared to the national average
In 7 years, we brought in about $40,000 total in stock donations. In 9 months of having Overflow, we've brought in over $200,000.
In just one year's time, we have seen almost a 150% increase in the number of gifts that we've received online.
Processing
Give more. Save more.
Card processing rates step down automatically as your volume grows. Discounts apply the month you cross each threshold. No negotiations, no requests needed.
- 0.50%
ACH, plus $0.20
The cheapest way for a donor to give. Most platforms charge 1%. - 1% to 3%
Stock and DAF
Comparable platforms commonly charge 4% and route these gifts to a separate provider. We process them ourselves, included in every plan. - $0
What we do not charge
No cancellation fee. No Tap software fee. No separate charge for stock or DAF.
See how the card rate steps down
See stock, crypto and DAF rates
Meet our migration team
We’ve helped over a thousand churches and organizations switch to Overflow.
Plan details
More info on each plan
Giving methods and platform
Onboarding and migration
Support and account management
Frequently asked questions
Who is Overflow?
How much does it cost to get started with Overflow?
Is giving through Overflow safe and secure?
What types of financial reports can we generate?
Why doesn't Overflow Tap support app clips
What kinds of gifts can our church accept with Overflow?
Which cryptocurrencies can I donate?
What specific stock could I donate?
What is the tax benefit of donating appreciated stock?
What is a Donor Advised Fund?
What is the benefit of giving via a DAF?
I'm ready to give from my DAF, but where do I begin?
Can I give from my retirement account?
Does Overflow support gifts from my brokerage account?
