Privacy Policy
Last updated: November 8, 2019

Overflow wants to make generosity frictionless by enabling churches and nonprofits to receive and manage noncash gifts. We take data privacy and security seriously. This privacy policy will detail the information we receive from donors to facilitate a seamless donation to charitable organizations.

Scope

Overflow (“Overflow,” “we,” “our,” and/or “us”) values the privacy of individuals who use our application, websites, and related services (collectively, the “Overflow Platform”). This privacy policy (the “Privacy Policy”) explains how we collect, use, and share information from Overflow donors (“Users”). Beyond the Privacy Policy, your use of Overflow is also subject to our Terms of Service (www.overflow.co/terms).

Information We Collect

INFORMATION YOU PROVIDE TO US Registration Information. When you submit a non-cash donation through Overflow, you provide us with your name, email address, phone number, brokerage, brokerage number, and securities details.
Personal Information. When you submit a donation request through Overflow, we use your personal information to assist brokers with identifying your accounts.

Securities. The information about the securities you provide aids us in obtaining the right security lots from your account, and liquidating them on behalf of the charitable organization you designate as the recipient by navigating to Overflow’s services their website or application. We collect information on the securities’ cost basis, entry investment date, current fair market value, and number of shares held to recommend the batch of security donations that generate the most tax savings.

Note that the tax information provided is for general and educational purposes. This information is not intended to be, nor should be construed as legal or tax advice. Overflow provides the best estimates for your tax savings based on a generalized tax calculator and does not provide legal or tax advice.

Certain federal income tax deductions may be available depending on whether an individual itemizes deductions. Rules and regulations regarding tax deductions for charitable giving differ based on the state, and laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of the information provided. Donating securities held for more than one year generally allows for a tax deduction equal to the fair market value. However donating securities held for one year or less usually result in a deduction limited to the value of the initial cost basis. Please consult a tax advisor or a licensed legal representative to evaluate specific legal or tax-related situations.

INFORMATION WE COLLECT WHEN YOU USE THE Overflow PLATFORM
Device Information. Overflow receives information from Users’ devices that includes phone carrier and manufacturer, IP address, web browser type, mobile operating system version, application installations, device identifiers, and mobile advertising identifiers.

Usage Information. In order for us to better understand how you use the Overflow Platform and improve our processes we receive information about your interactions such as pages or content that you view, your actions on the Overflow application, and the times and dates of your visits.

Information from Cookies and Other Browser Technologies. We collect information through the use of “cookies”, tracking pixels, and other browser technologies to understand how you navigate and interact with the Overflow Platform, to learn what content is most engaging, and to save your preferences. Cookies are small text files that web servers place on your device that are designed to store basic information and to help websites and applications recognize your browser. Overflow may employ both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be accessed every time you use the Overflow Platform. You should consult your web browser(s) to modify your cookie settings to adhere to your privacy preferences. Please note that if you delete or choose not to accept cookies from us, you may be missing out on certain features of the Overflow Platform.

INFORMATION WE COLLECT FROM THIRD PARTIES Third Party Services. If you choose to register for Overflow or otherwise link your Overflow account with a third party’s service (such as Google), we may receive the same type of information we collect from you (described above) directly from those services. Third Party Partners. We may receive additional information about you, such as demographic data, or fraud detection information, from third party partners and combine it with other information that we have about you. In order to facilitate your donations to charitable organizations we utilize Plaid’s secure API to simplify the process. As a user of Overflow you grant Plaid, the right, power, and authority to access and transmit your data as reasonably necessary for Plaid to provide the Services. In addition, you acknowledge and agree that your personal information will be treated by Plaid in accordance with their privacy policy. You furthermore expressly grant Plaid the right, power and authority to (acting on your behalf) access and transmit your information, including personal information, as reasonably necessary for Plaid to provide the Service to you and Overflow.