Overflow AI

We’re so grateful for how [Overflow] has made giving safe and easy for the people in our church.

Chris Hodges

Church of the Highlands

"Overflow is more advanced, it's more secure, and I believe it is going to serve us [Change Church] more faithfully."

Darius Daniels

Change Church

Overflow has changed everything for LIIV Atlanta. And they have also changed the way that we take our offering.

Mayo Sowell

LIIV Atlanta

I just want to say a huge thank you to the whole Overflow team. You have been such a game changer here in Los Angeles at Zoe Church.

Chad Veach

ZOE Church

I partnered with Overflow because they've created a platform that removes the hurdles from our generous givers to give more easily.

Tim Timberlake

Celebration Church

Frequently asked questions

Who is Overflow?

Overflow is a faith-driven fintech company transforming the way churches and nonprofits approach generosity. Our full-stack giving platform includes Overflow Giving for stock, crypto, DAFs, and cash donations; Overflow Tap for instant, contactless giving in person; and Generosity University to equip your community with practical, biblical financial literacy. From powerful digital tools to educational resources, Overflow makes it easier to give—and manage generosity—at scale.

How much does it cost to get started with Overflow?

Our pricing is tailored to meet the unique needs of organizations of all sizes. We use a differentiated pricing strategy, which means that our annual fees and processing rates are adjusted based on the size and specific requirements of your organization. This approach ensures that you receive the best value for your needs without overpaying.

Here is a breakdown of our standard subscription + processing rates:

Annual Pricing: $1200 per year and scales according to the size of your organization

Credit/Debit Cards: 2.5% + $0.30 per transaction

ACH Donations: 0.5% + $0.20 per transaction

Non-Cash Donations: 3% or lower per transaction

Is giving through Overflow safe and secure?

Yes. Overflow's Information Security Program is SOC 2 Type 2 compliant and follows strict criteria set forth by the SOC 2 Framework, a widely respected information security auditing procedure. Overflow does not have access to nor stores any brokerage account login information. For security and data privacy measures, Overflow uses Yodlee, a third-party provider, to handle the brokerage account login process. Over 600 companies including PayPal, Mint, and Amazon use Yodlee to connect their clients’ accounts.

What types of financial reports can we generate?

The redesigned reporting home page takes reporting to a new level of ease and efficiency. With a seamless interface, you can quickly switch between pre-configured and custom reports, providing immediate access to the most vital financial insights. Whether you’re reviewing overall donations or drilling down into specific trends, the new dashboard simplifies the process of extracting and analyzing the data that matters most to your organization. Checkout this blog for more information

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Which cryptocurrencies can I donate?

Cryptocurrencies that are compliant and accepted within the United States are available to give through Overflow's crypto donation processing platform. Please refer to The Giving Block website for an up-to-date list of supported cryptocurrencies. If you are interested in giving a coin that you don't see supported, please email support@overflow.co. It is sometimes possible to facilitate your donation off-platform depending on the type of coin and gift value

What specific stock could I donate?

Overflow supports the transfer of any publicly-traded stock that is exchanged on the US stock market. Overflow also supports the transfer of ETFs and Mutual Funds, but there may be brokerage-imposed restrictions on the transfer depending on the fund and gift value. If that is the case, Overflow’s concierge services will work with you directly to understand the restrictions and implications.

What is the tax benefit of donating appreciated stock?

Donating appreciated stock that you've held for over a year could allow you to save up to 20% in capital gains taxes and potentially up to 37% in federal income taxes on the charitable donation value of your gift based on your tax bracket when itemizing deductions. To understand the full tax benefits of giving appreciated stock, including potential state tax savings, please consult with your tax professional for information about your personal tax implications.

What is a Donor Advised Fund?

A donor advised fund (DAF) is a specialized financial account used for charitable giving. It allows individuals to make a charitable contribution, receive an immediate tax deduction and then make grants to 501(c)(3) organizations over time. The money in a DAF can also grow tax free and be donated at any time in the future - there are no time limits or distribution requirements for DAFs today.

What is the benefit of giving via a DAF?

The main benefit of a DAF is the ability to make a donation and take an immediate tax deduction for it while waiting to decide how the donation should actually be used. While the donation is irrevocable, it can grow tax-free in the DAF via investment while the decision is being contemplated.

I'm ready to give from my DAF, but where do I begin?

Now that you know more about DAFs and their benefits it’s time to initiate the donation! Simply click the Donate from DAF button on your nonprofit’s give page or select the Donate from DAF option as a payment method within the cash donation experience.

Can I give from my retirement account?

It depends! Overflow can process all whole shares of publicly traded stock, including from retirement accounts (401K, 403b, Roth IRA, and Traditional IRA). However, donors will incur a tax penalty if they remove retirement funds early (before age 59.5) and some employer-sponsored retirement plans will not allow early fund distribution at all. Because of these restrictions and potential penalties, we highly recommend consulting your tax professional before donating these types of assets. If you decide to proceed, Overflow’s concierge services will work with you directly to facilitate the transfer of these assets.

Does Overflow support gifts from my brokerage account?

Overflow currently offers account connections with most major brokerages including Charles Schwab, Fidelity, and E*Trade. If Overflow does not have a direct connection with your brokerage, you can still initiate your stock gift through our manual online flow, which you will be prompted to enter if your brokerage is not directly supported. You can also choose to opt in to Overflow's concierge, fully-guided stock donation service by emailing support@overflow.co.

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Frequently asked questions