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Pricing for every stage

Transparent pricing and fees so you never have to guess.

Trusted by over 1,000 ministries & organizations

The more you grow, the more you save

Pricing based on monthly volume, assessed daily.

Foundation

Church plants and small churches
$50
/ month
Billed monthly. Paying yearly costs less. No onboarding cost.
Starting rates
Standard cards*
from 2.75% + $0.30
Apple Pay, Google Pay
Same as card
ACH
0.50% + $0.30
Stock, DAF
1% to 3%
Cryptocurrency
Add-on
What's included
Card, ACH, Apple Pay, Google Pay, text and guest giving
Stock and DAF giving included
RoundUps giving
Record cash and check gifts
Non-deductible payments
Seamless tax statements
CRM integrations
Generosity Dashboard, donor management and reporting
Overflow AI
Overflow Tap software and analytics
Let's Talk

Growth

Established churches with a growing recurring base
Custom
Subscription, rates and onboarding set to your situation.
Starting rates
Standard cards*
from 2.50% + $0.30
Apple Pay, Google Pay
Same as card
ACH
0.50% + $0.20
Stock, DAF
1% to 3%
Cryptocurrency
Add-on
Everything in Foundation, plus
Dedicated Onboarding Specialist and CRM integration
Token vaulting, so recurring donors never re-enter a card
Dedicated Account Manager and bi-annual giving reviews
Phone and Zoom support on priority SLAs
Let's Talk

Enterprise

Large, multi-site churches and national ministries
Custom
Rates, terms and a cap on large non-cash gifts, set to your situation.
Starting rates
Standard cards*
Custom
Apple Pay, Google Pay
Same as card
ACH
Custom
Stock, DAF
1% to 3%, capped
Cryptocurrency
Add-on
Everything in Growth, plus
Dedicated Implementation Engineer and strategic migration
Strategic Account Manager and quarterly giving reviews
Premier support with an executive escalation path
On-site planning and product roadmap previews
Let's Talk
Your rate

See the rate your church would actually pay

No form, no email. Adjust the sliders to match your church.
Giving volume, last 12 months
$1,000,000
Donors who cover the fee
30%
Assumes 30% of your donors choose to cover fees at checkout. Adjust it to match your church.
Given by bank transfer (ACH)
30%
Given as stock or DAF
5%
Starts at 5%, which is what churches actively promoting stock giving often see. Move it to match your own.
How your stock gifts arrive
When a donor's financial advisor initiates the transfer, the rate drops to 1%. That is the lowest non-cash rate in the category.
Average gift size
$300
Growth
Your blended processing rate
0.00%
Blended across standard cards, Apple Pay, Google Pay, ACH, stock and DAF, after 24% of your donors cover fees at checkout.
Estimated processing saving
$0
Against a platform charging 2.90% + $0.30 on cards and 1.00% + $0.30 on ACH. Processing only, no subscription on either side.
Overflow
3%
Commonly elsewhere
4%
Stock and DAF gifts, compared with a commonly charged non-cash rate.
Most of a card fee is interchange and network assessments, paid to the card networks and the issuing bank rather than to Overflow. Your church pays that on any giving platform. What changes between platforms is the margin on top, and that is the part we publish.
Estimate, not a quote. Excludes American Express, cryptocurrency, onboarding and Tap hardware. See footnotes.
Proof

The numbers speak for themselves

  • 12%
    Increase in giving per year after migrating to Overflow
  • 109%
    Recurring giving value migrated
  • 2.5x
    Average donation through Overflow compared to the national average

In 7 years, we brought in about $40,000 total in stock donations. In 9 months of having Overflow, we've brought in over $200,000.

Andrew Jennings

Worship and finance lead, Kalos Church

In just one year's time, we have seen almost a 150% increase in the number of gifts that we've received online.

Christy Williamson

Director of Donor Relations, Highlands College

Processing

Your rate falls as your giving grows

Card rates work like tax brackets. Each rate applies only to the volume inside its band, so the discount arrives the month you cross it. Nothing to ask for, nothing to renegotiate.
  • 0.50%
    ACH, plus $0.20
    The cheapest way for a donor to give. Most platforms charge 1%.
  • 1% to 3%
    Stock and DAF
    Comparable platforms commonly charge 4% and route these gifts to a separate provider. We process them ourselves, included in every plan.
    Overflow, advisor flow
    1%
    Overflow, standard
    3%
    Commonly elsewhere
    4%
  • $0
    What we do not charge
    No cancellation fee. No Tap software fee. No separate charge for stock or DAF.
See how the card rate steps down
See stock, crypto and DAF rates

Real people dedicated to making your platform switch seamless

  • 1

    From migration

    A dedicated specialist maps your donors, your CRM and your timeline before anything changes. Token vaulting carries recurring donors across without asking them to re-enter a card.
  • 2

    To your first gift

    Historical donor and recurring gift data comes with you, validated against your CRM, so giving does not dip while you switch.
  • 3

    With ongoing support

    Giving reviews, generosity coaching and ongoing training keep momentum long after go-live.
AlliFranckKimJaneMatt

Meet our migration team

We’ve helped over a thousand churches and organizations switch to Overflow.

Plan details

More info on each plan

Giving methods and platform
Onboarding and migration
Support and account management
3d Overflow brand mark

We’re so grateful for how [Overflow] has made giving safe and easy for the people in our church.

Chris Hodges

Church of the Highlands

"Overflow is more advanced, it's more secure, and I believe it is going to serve us [Change Church] more faithfully."

Darius Daniels

Change Church

Overflow has changed everything for LIIV Atlanta. And they have also changed the way that we take our offering.

Mayo Sowell

LIIV Atlanta

I just want to say a huge thank you to the whole Overflow team. You have been such a game changer here in Los Angeles at Zoe Church.

Chad Veach

ZOE Church

I partnered with Overflow because they've created a platform that removes the hurdles from our generous givers to give more easily.

Tim Timberlake

Celebration Church

Chris Hodges church of the highlands
Darius Daniel Change Church
Mayo Sowell LIIV ATL
Chad Veach ZOE church
Tim Timberlake Celebration church

No hidden fees

Our pricing is tailored to meet the unique needs of your organization. We use a differentiated pricing strategy, which means that our annual fees and processing rates are adjusted based on the size and specific requirements of your organization. This approach ensures that you never have to pay for features you don’t need.

Our Pricing Starts at

Annual Pricing: $1200 per year
Credit/Debit Cards: 2.5% + $0.30 per transaction
ACH Donations: 0.5% + $0.20 per transaction
Non-Cash Donations: 3% or lower per transaction

  • Church size

    How large is your church congregation or donor pool?

  • Transaction amount

    What is your average yearly giving revenue?

  • Giving methods used

    Which non-cash giving methods are you interested in using?

  • Auditorium Seats

    How many seats are there that could have Overflow Tap?

  • Your tailored pricing

Frequently asked questions

Who is Overflow?
How much does it cost to get started with Overflow?
Is giving through Overflow safe and secure?
What types of financial reports can we generate?
Why doesn't Overflow Tap support app clips
What kinds of gifts can our church accept with Overflow?
Which cryptocurrencies can I donate?
What specific stock could I donate?
What is the tax benefit of donating appreciated stock?
What is a Donor Advised Fund?
What is the benefit of giving via a DAF?
I'm ready to give from my DAF, but where do I begin?
Can I give from my retirement account?
Does Overflow support gifts from my brokerage account?

Uncomplicated Giving.
Unlimited Generosity.

Remove the barriers of giving and unlock generosity in your community. Book a demo and see Overflow in action today.

overflow organization dashboard